Mortgage application form

Are you employed or on benefits?

• Two final paychecks
• Employer statement (type of employment contract, years of service, duration, annual salary and position)
• Tax return last calendar year

Self-employed? Autónomo ZZP

• Letter from accountant (company details, confirmation of billing and company profits last 2 years)
• Self-employment tax return last two years
• Financial statements past two years

Other (after initial assessment)

• Proof of other source of income
• Credit report BKR and Experian
• Bank statement from the last 6 months

Level of mortgage
60% to 70% of lowest value to non-residents
80% of lowest value to tax residents

You are a tax resident for the bank if you can produce an initial income tax assessment in Spain!

On these documents, we need the details of both partners.

We critically review your supplied information and then make a personalized recommendation on your mortgage opportunity in Spain.