{"id":22335,"date":"2022-04-01T13:10:12","date_gmt":"2022-04-01T11:10:12","guid":{"rendered":"https:\/\/horeca-spanje.com\/mortgage-advice\/"},"modified":"2025-03-19T21:20:40","modified_gmt":"2025-03-19T20:20:40","slug":"hypothekenberatung","status":"publish","type":"page","link":"https:\/\/horeca-spanje.com\/de\/hypothekenberatung\/","title":{"rendered":"Hypothekenberatung"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"22335\" class=\"elementor elementor-22335 elementor-22304\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-41a072a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41a072a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25fc7f1\" data-id=\"25fc7f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39dccba elementor-widget elementor-widget-html\" data-id=\"39dccba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.advanced-search-nav { display:none;\n    }\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2ae15a elementor-widget elementor-widget-heading\" data-id=\"a2ae15a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Antragsformular f\u00fcr Hypotheken<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-700ca60 elementor-widget elementor-widget-htcontactform-addons\" data-id=\"700ca60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"htcontactform-addons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"htcontact-form-wrapper\" >\n                \n<div class=\"wpcf7 no-js\" id=\"wpcf7-f22330-o1\" lang=\"de-DE\" dir=\"ltr\" data-wpcf7-id=\"22330\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/de\/wp-json\/wp\/v2\/pages\/22335#wpcf7-f22330-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Kontaktformular\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"22330\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.7\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"de_DE\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f22330-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"wpcf7-form-fields-wrapper\">\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Vorname<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Nachname<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-voornaam\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Adresse<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"address\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Stadt<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"city\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Postleitzahl<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"postalcode\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Land<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"country\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Datum der Geburt<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input class=\"wpcf7-form-control wpcf7-date wpcf7-validates-as-date\" aria-invalid=\"false\" value=\"\" type=\"date\" name=\"date-950\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50\">\n\t\t<p><label class=\"wpcf7-field-label\">Telefon<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-text wpcf7-validates-as-tel\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"phonenumber\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">E-Mail<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"email\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Hypothekenbetrag<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-number\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"number-711\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Wie viel Eigenmittel<\/label><div class=\"wpcf7-form-control-wrap wpcf7-form-control-input-wrap\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-number\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"number-712\" \/><\/div>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Ist bereits eine Investition geplant?<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"checkbox-996\"><span class=\"wpcf7-form-control wpcf7-checkbox\"><span class=\"wpcf7-list-item first\"><label><input type=\"checkbox\" name=\"checkbox-996[]\" value=\"Ja\" \/><span class=\"wpcf7-list-item-label\">Ja<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"checkbox\" name=\"checkbox-996[]\" value=\"Nein\" \/><span class=\"wpcf7-list-item-label\">Nein<\/span><\/label><\/span><\/span><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">Gibt es bereits einen Bewertungsbericht?<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"checkbox-997\"><span class=\"wpcf7-form-control wpcf7-checkbox\"><span class=\"wpcf7-list-item first\"><label><input type=\"checkbox\" name=\"checkbox-997[]\" value=\"Ja\" \/><span class=\"wpcf7-list-item-label\">Ja<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"checkbox\" name=\"checkbox-997[]\" value=\"Nein\" \/><span class=\"wpcf7-list-item-label\">Nein<\/span><\/label><\/span><\/span><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-50 wpcf7-mark-required\">\n\t\t<p><label class=\"wpcf7-field-label\">M\u00f6chten Sie, dass wir die Kaufberatung durchf\u00fchren<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"checkbox-998\"><span class=\"wpcf7-form-control wpcf7-checkbox\"><span class=\"wpcf7-list-item first\"><label><input type=\"checkbox\" name=\"checkbox-998[]\" value=\"Ja\" \/><span class=\"wpcf7-list-item-label\">Ja<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"checkbox\" name=\"checkbox-998[]\" value=\"Nein\" \/><span class=\"wpcf7-list-item-label\">Nein<\/span><\/label><\/span><\/span><\/span>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-100 wpcf7-mark-required\">\n\t\t<p><!-- Mailchimp for WordPress v4.14.1 - https:\/\/www.mc4wp.com\/ --><input type=\"hidden\" name=\"_mc4wp_subscribe_contact-form-7\" value=\"0\" \/><span class=\"mc4wp-checkbox mc4wp-checkbox-contact-form-7 \"><label><input type=\"checkbox\" name=\"_mc4wp_subscribe_contact-form-7\" value=\"1\" ><span>&nbsp; Schrijf me in voor de nieuwsbrief<\/span><\/label><\/span><!-- \/ Mailchimp for WordPress -->\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"wpcf7-field-group wpcf7-column wpcf7-col-100\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Senden Sie\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n            <\/div>\n\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b16d1ad elementor-widget elementor-widget-text-editor\" data-id=\"b16d1ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Sind Sie erwerbst\u00e4tig oder beziehen Sie Sozialleistungen?<\/strong><\/p><ul><li>Zwei letzte Gehaltsabrechnungen<\/li><li>Erkl\u00e4rung des Arbeitgebers (Art des Arbeitsvertrags, Dienstjahre, Dauer, Jahresgehalt und Position)<\/li><li>Steuererkl\u00e4rung letztes Kalenderjahr<\/li><\/ul><p><strong>Selbstst\u00e4ndig? Aut\u00f3nomo ZZP <\/strong><\/p><ul><li>Schreiben des Buchhalters (Unternehmensangaben, Best\u00e4tigung der Rechnungsstellung und der Unternehmensgewinne der letzten 2 Jahre)<\/li><li>Steuererkl\u00e4rung f\u00fcr Selbstst\u00e4ndige der letzten zwei Jahre<\/li><li>Jahresabschl\u00fcsse der letzten zwei Jahre<\/li><\/ul><p><strong>Sonstiges (nach der ersten Beurteilung)<\/strong><\/p><ul><li>Nachweis einer anderen Einkommensquelle<\/li><li>Kreditauskunft BKR und Experian<\/li><li>Kontoauszug f\u00fcr die letzten 6 Monate<\/li><\/ul><p><strong>H\u00f6he der Hypothek<\/strong><br>60% bis 70% des niedrigsten Wertes f\u00fcr Nichtans\u00e4ssige<br>80% des niedrigsten Wertes f\u00fcr Steuerans\u00e4ssige<\/p><p>F\u00fcr die Bank sind Sie steuerlich ans\u00e4ssig, wenn Sie einen ersten Einkommensteuerbescheid in Spanien vorlegen k\u00f6nnen!<\/p><p>Auf diesen Dokumenten ben\u00f6tigen wir die Angaben zu beiden Partnern.<\/p><p>Wir pr\u00fcfen Ihre Angaben kritisch und geben dann eine pers\u00f6nliche Empfehlung zu den Chancen auf eine Hypothek in Spanien ab.<\/p><div dir=\"auto\">Wenn wir die Hypothek bei 3 Banken beantragen, berechnen wir einen Zinssatz von 2% auf den Gesamtbetrag ohne iva 21%. Unsere Bankmitarbeiter werden Sie dann in Ihrer eigenen Sprache kontaktieren, damit es keine Missverst\u00e4ndnisse gibt.  <\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Antragsformular f\u00fcr Hypotheken Naam Voornaam Adres Plaats Postcode Land Geboortedatum Telefoon E-Mail Hoogte hypotheek bedrag Hoeveel eigen vermogen Is er al een investering op het oogJaNee Is er al een taxatierapport aanwezigJaNee Wilt u dat wij de aankoopbegeleiding doenJaNee &nbsp; Schrijf me in voor de nieuwsbrief Sind Sie erwerbst\u00e4tig oder beziehen Sie Sozialleistungen? Zwei letzte [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_joinchat":[],"footnotes":""},"class_list":["post-22335","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/pages\/22335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/comments?post=22335"}],"version-history":[{"count":20,"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/pages\/22335\/revisions"}],"predecessor-version":[{"id":29033,"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/pages\/22335\/revisions\/29033"}],"wp:attachment":[{"href":"https:\/\/horeca-spanje.com\/de\/wp-json\/wp\/v2\/media?parent=22335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}